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Vivek's avatar

Excellent article Anil!! As you rightly pointed out, obstacles are both local and global. We should move forward with the Data Privacy Law, which will pave way for filling up many loopholes and policy absence. Hope this becomes a reality in the coming Parliament Sessions.

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Vandana Bahl's avatar

Dear Anil,

Another interesting article!! As you rightly say, the ripple of India Stack 's success are already spreading around the globe. It has given the world a model for closing the gap in financial inclusion and effectively delivering services to the citizens. It has created a unified software platform to bring India's population into the digital age.

But there are still some major issues.India is still mostly a cash economy where around 90% of transactions settle in cash .only 1/3 of population has a smart phone and cybersecurity is a major concern. But no doubt our progress has been remarkable with AADHAR being the world's biggest biometric identity database and the progress of our digital payments infrastructure ( NPCI).

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